Your Dream Home Awaits: Fincart Home Loans
Partner with Us for the Best Home Loan Experience. Your Dream Home Our Goal: 4 Steps
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About Fincart
At Fincart, we understand that a home is more than just a place—it’s a dream and an investment in your future. Our home loan services are designed to make your journey to homeownership smooth and hassle-free.
With competitive interest rates, flexible repayment options, and personalized customer service, we cater to both first-time homebuyers and seasoned investors. Our streamlined application process ensures quick approvals, so you can focus on finding the perfect home.
At Fincart, we offer a range of home loan products designed to help you achieve your dream of homeownership. Whether you’re buying your first home, upgrading to a bigger space, or investing in property, our team of experts is here to guide you every step of the way. Trust Fincart to be your reliable partner in achieving your homeownership dreams.
At Fincart, we understand that a home is more than just a place—it’s a dream and an investment in your future. Our home loan services are designed to make your journey to homeownership smooth and hassle-free.
With competitive interest rates, flexible repayment options, and personalized customer service, we cater to both first-time homebuyers and seasoned investors. Our streamlined application process ensures quick approvals, so you can focus on finding the perfect home.
At Fincart, we offer a range of home loan products designed to help you achieve your dream of homeownership. Whether you’re buying your first home, upgrading to a bigger space, or investing in property, our team of experts is here to guide you every step of the way. Trust Fincart to be your reliable partner in achieving your homeownership dreams.
At Fincart, we understand that a home is more than just a place—it’s a dream and an investment in your future. Our home loan services are designed to make your journey to homeownership smooth and hassle-free.
With competitive interest rates, flexible repayment options, and personalized customer service, we cater to both first-time homebuyers and seasoned investors. Our streamlined application process ensures quick approvals, so you can focus on finding the perfect home.
At Fincart, we offer a range of home loan products designed to help you achieve your dream of homeownership. Whether you’re buying your first home, upgrading to a bigger space, or investing in property, our team of experts is here to guide you every step of the way. Trust Fincart to be your reliable partner in achieving your homeownership dreams.
Better Than All: Fincart’s Personal Loans
Dedicated support pre & post disbursement
Expert financial guidance and support from our team throughout the loan application and repayment process.
Robust Privacy Measures
We prioritize your privacy with state-of-the-art encryption and secure data handling practices, ensuring that your personal and financial information remains confidential throughout the loan process.
Experienced Management Team
Benefit from the expertise of Fincart’s seasoned professionals who bring years of experience in home loan services, ensuring you receive top-notch guidance and support.
Client-centric approach
We at Fincart prioritize your needs, offering the most competitive rates, tailored solutions and end-to-end services right at your doorstep to meet your specific home loan requirements. No
sign-in charges.
Quick turnaround time
Our efficient processes ensure a swift approval and disbursement of your home loan, making your home-buying journey smooth and
hassle-free.
Enhanced loan value options
Unlock higher loan values with our unique combo of Loan Against Property (LAP) and Working Capital (WC), offering up to 1.85 times the property value to meet your financial needs effectively.
Eligibility Criteria
For Salaried Employee
For Self-Employed
Home Loan Eligibility
Minimum age: One must be at least 25 years
Maximum age: at time of Maturity must 65 years
Employment Stability: Minimum 1 year in current company.
Income: Minimum salary of Rs 25,000
Documents for Self-Employed
KYC Documents
Pan Card, Aadhar Card, 2 photographs
Income proof
Last 3 Year ITR, GST Certificate, I’d proof (Pan and Aadhar), 12 months bank statement, Address proof (Rent agreement if rented), Passport size photograph, Property OC
Application
Sales deed, Stamped sale agreement/ allotment letter, NOC from the housing society or builder, Possession certificate, Land tax receipt form the land/ land revenue, Detailed estimation of the construction cost, Bank account statement or payment receipt, Occupancy certificate
For Salaried Employee
For Self-Employed
Home Loan Eligibility
Minimum age: One must be at least 25 years
Maximum age: at time of Maturity must 65 years
Employment Stability: Minimum 1 year in current company.
Income: Minimum salary of Rs 25,000
Documents for Self-Employed
KYC Documents
Pan Card, Aadhar Card, 2 photographs
Income proof
Last 3 Year ITR, GST Certificate, I’d proof (Pan and Aadhar), 12 months bank statement, Address proof (Rent agreement if rented), Passport size photograph, Property OC
Application
Sales deed, Stamped sale agreement/ allotment letter, NOC from the housing society or builder, Possession certificate, Land tax receipt form the land/ land revenue, Detailed estimation of the construction cost, Bank account statement or payment receipt, Occupancy certificate
For Salaried Employee
For Self-Employed
Home Loan Eligibility
Minimum age: One must be at least 25 years
Maximum age: at time of Maturity must 65 years
Employment Stability: Minimum 1 year in current company.
Income: Minimum salary of Rs 25,000
Documents for Self-Employed
KYC Documents
Pan Card, Aadhar Card, 2 photographs
Income proof
Last 3 Year ITR, GST Certificate, I’d proof (Pan and Aadhar), 12 months bank statement, Address proof (Rent agreement if rented), Passport size photograph, Property OC
Application
Sales deed, Stamped sale agreement/ allotment letter, NOC from the housing society or builder, Possession certificate, Land tax receipt form the land/ land revenue, Detailed estimation of the construction cost, Bank account statement or payment receipt, Occupancy certificate
Frequently Asked Questions: Personal Loan
Who is eligible for a home loan?
What types of home loans do you offer?
How much can I borrow?
Can I prepay my home loan?
What happens if I miss an EMI payment?
Can I refinance my home loan?