Ensure Peace of Mind with Critical Illness Insurance

How Is Critical Illness Insurance Different from a Health Insurance Plan?

Critical illness insurance offers coverage for serious and long-term illnesses such as heart attack, cancer, renal failure, and more.

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Full Name *
Phone Number *
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Email *

Request a Callback

Full Name *
Phone Number *
🇮🇳 91
Email *

What is Critical Illness Insurance?

Critical illness insurance covers your serious & long-term illnesses that are costly like heart attack, cancer, renal failure, etc. Under this policy, a lump sum coverage amount is provided that covers an exorbitant medical expense for critical illnesses.

Why Choose Critical or Serious Illness Insurance?

Why Choose Critical or Serious Illness Insurance?

Some critical diseases eat all the savings and fall out of the basic health insurance plan causing severe financial crises; critical insurance plan comes here for the rescue.

Cover against life-threatening diseases

Accidental death benefit

Tax benefits

100% benefit payout

Why Choose Us for Your Critical Illness Insurance Needs?

Fincart has profound operations and compliance support, who creates various investment plans and insurance options with advanced technology routes.
Offer multiple revenue products along with financial security through various kinds of insurance plans.
Providing solutions to deal with the rising medical costs.
Self-employed individuals should opt for this as they are the real bread-earner of the family.
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Critical Illness Insurance vs. Health Insurance: Key Differences

Coverage Scope
Critical illness insurance focuses on covering life-threatening diseases like cancer or heart disease, while health insurance offers broader coverage that includes hospitalization, medical tests, and pre & post- hospitalization expenses.
Disease Coverage
Critical illness insurance typically covers up to 36 specific critical diseases, providing a lump sum payout upon diagnosis. Health insurance covers a wider range of general medical expenses.
Financial Benefits
Critical illness insurance gives a lump sum payout for immediate financial relief, while health insurance reimburses medical bills based on hospitalization and treatment costs.

Who Should Consider Buying Critical Illness Insurance?

  • Families with a history of critical illness:
    If a critical illness runs in the family, a person is more likely to inherit it. People who have a history of critical illnesses in their families should get the cover to take precautions in advance.

  • People over 40:
    People over the age of 40 are more likely to develop critical illnesses. Additionally, people are likely to be in a better financial position and can easily afford insurance premiums.

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FAQ's

Is there a tax rebate that I can get for purchasing a critical illness insurance?

You can get up to Rs. 60,000 as a tax rebate for purchasing a critical illness insurance.

In order to enroll in this policy, what medical tests must I undergo?

Is it possible to make multiple claims for the same critical illness or any other listed critical illness?

At the time of a claim, what documents are required?